Credit Help
After filing for bankruptcy, when do banks consider lending to you again?
Wednesday, September 20th, 2006If you have declared bankruptcy , there are a few things you need to do after your bankruptcy is discharged.
One or two months after discharge you need to pull your credit reports and verify that all accounts are “included in bankruptcy”. Lenders will look at “included in Bankruptcy” as a positive [...]
10 Ways to Build Financial Success.
Tuesday, September 19th, 2006Looking to improve your chances for financial success? The following ten rules will help you achieve long-term financial success
Set Financial Goals – Assess and determine your long, short and mid-term goals to build wealth
What is GOOD CREDIT?
Thursday, September 14th, 2006Generally, the term Good Credit is considered to be a credit score of 680 and above. When reviewing a credit file most lenders look at more than just the applicants credit score, they consider Payment History, Age of the accounts, number of open accounts and the types of accounts the applicant [...]
What is the best way to fix a bad credit rating?
Monday, September 11th, 2006Millions of Americans have blemishes on their credit files that prevent them from getting auto loans, mortgages or credit cards. Unfortunately many people in their efforts to improve their credit fall prey to unscrupulous credit repair scams. The truth is that it is almost impossible to remove accurate negative information from a credit report.
Credit Score - How much does credit score increase once negative items drop off?
Sunday, September 10th, 2006One of the more frequent questions we receive is from people wanting to know how much their credit score will increase once negative items are removed. Unfortunately this is difficult to answer as credit scores are calculated based on several factors. Here’s a quick overview of how your score is calculated. [...]
What is considered a low credit score when applying for auto loans
Saturday, September 9th, 2006When applying for auto loans in most situations a credit score of 550 will be the minimum score needed to obtain a fairly reasonable interest rate.If you have a credit score of 680 or better you will qualify for low rates. Check into your local credit union, they usually have better [...]
Ways to raise your credit score?
Friday, September 8th, 2006Effectively increasing your credit score actually consists of a number of different aspects. If you are looking to increase your credit score you should consider the following
Is Your Credit Report Correct
Monday, April 17th, 2006Almost 75% of all credit reports contain some type of error As your credit report and credit score are the primary factor used by lenders and credit card companies to determine your credit worthiness it is important to ensure your credit file is accurate.
Errors in your credit file will affect your ability to get [...]